Terms of Service
Caring4U Insurance
Effective Date: August 1, 2026
SMS Messaging Terms & Compliance
1. Program Description
Caring4U Insurance sends SMS messages to individuals who have provided express consent through website forms, appointment booking forms, lead magnets, QR code landing pages, or other opt-in methods on our website (www.caring4uinsurance.com).
These messages may include:
- Appointment confirmations and reminders
- Scheduling updates or follow-ups
- Customer support responses
- Educational information about Medicare and insurance services
- Promotional or marketing messages related to Medicare Advantage, Medicare Supplement, Prescription Drug (Part D), hospital indemnity, dental, vision, life insurance, and annuity services
Users must provide explicit consent to receive SMS messages. Message frequency may vary based on user interaction and service requests.
2. Cancellation Instructions
You may cancel the SMS service at any time by replying STOP to any message you receive from us.
After you send STOP, you will receive a confirmation message and will no longer receive SMS messages from Caring4U Insurance.
To rejoin, you may sign up again through our website forms.
3. Support Information
If you experience issues with our messaging program, you may also contact us directly:
Email: [email protected]
Phone: 717-707-7667
4. Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages.
5. Message & Data Rates
Message and data rates may apply for messages sent to you from us and to us from you.
Message frequency may vary depending on appointments, service interactions, or marketing communications related to Medicare Advantage, Medicare Supplement, Prescription Drug (Part D), hospital indemnity, dental, vision, life insurance, and annuity services.
For questions about your text or data plan, please contact your wireless provider.
6. Supported Carriers
Our SMS program works with most major U.S. wireless carriers. Carrier support may change without notice.
7. Age Restriction
You must be 18 years or older to participate in our SMS messaging program.
8. Privacy Policy
For information on how we collect and use your personal data, please review our Privacy Policy:
www.caring4uinsurance.com/privacy-policy
Caring4U Insurance complies with all applicable regulations including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines governing SMS communications.
General Terms
This website ("Site") is owned and operated by Caring4U Insurance ("Company", "we", "our", or "us").
By using this Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any other policies referenced on the Site.
We reserve the right to update or modify these Terms of Service at any time. Continued use of the Site after changes are posted constitutes acceptance of those changes.
Intellectual Property Rights
Our Limited License to You
All content on this Site, including text, graphics, logos, and materials, is the property of Caring4U Insurance and is protected by copyright and intellectual property laws.
You may use the Site for personal, non-commercial purposes only.
You may not copy, distribute, reproduce, or exploit any content from this Site without prior written permission.
Your License to Us
If you submit content through our website (such as comments, feedback, photos, or testimonials), you grant Caring4U Insurance a non-exclusive, royalty-free license to use, reproduce, and distribute that content in connection with our services and marketing.
Disclaimers
Information provided on this website is for general informational purposes only and should not be considered legal, financial, or insurance advice.
Insurance coverage availability and policy terms vary by state and provider.
Caring4U Insurance makes no guarantees regarding specific coverage outcomes or financial results.
Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content, accuracy, or policies of those external websites.
Your use of third-party sites is at your own risk.
Termination
We reserve the right to suspend or terminate access to our website if users violate these Terms of Service or engage in unlawful behavior.
Changes to Terms of Service
We may update these Terms of Service from time to time. The most current version will always be available on our website with the updated effective date.
Medicare Disclosure
This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.
Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Contact Information
Caring4U Insurance
Phone: 717-707-7667
Email: [email protected]
Website: www.caring4uinsurance.com
Ricky Bugg, Sr. | Licensed Life & Medicare Advisor
Caring4U Insurance | PA, NJ, DE, MD, VA, OH, FL, NC
© Copyright 2026 Caring4U Insurance. All Rights Reserved.
This guide is for informational purposes only and does not constitute legal or financial advice. Medicare information is current as of 2026 and is subject to change. We are not affiliated with or endorsed by Medicare, Medicaid, the Social Security Administration, or any government agency. Always verify current costs and coverage details at Medicare.gov.